Kotak Mahindra Bank
Private Bank
Rate from
9.50%p.a.
- Processing fee
- Up to 5% (market)
- Max amount
- Up to ₹1 Cr
- Max tenure
- —
Rates as of 15 Oct 2026Source
Business loans for MSMEs
Credit that keeps your business moving.
Working capital, term loans, machinery finance and LAP from leading banks and NBFCs. We structure your file the way credit teams want to see it.
Manufacturers
Funding for raw material, machines and capacity.
Traders & distributors
Limits that keep stock moving and buyers happy.
Suppliers & vendors
Cash against invoices from big buyers.
Products
Business credit, explained simply
Select a product to see who it suits, typical amounts, eligibility and documents.
Working Capital OD/CC
Revolving limits to fund stock, receivables and day-to-day operations.
Who it's for
Manufacturers, traders and service businesses whose cash is tied up in inventory or delayed buyer payments.
Typical ticket size
₹10 L – ₹25 Cr+
Indicative. Final amount is set by the lender.
Key features
- Pay interest only on the amount you use
- Limit renewed annually based on business performance
- Secured by stock, debtors and/or property
- Can be combined with a term loan
Eligibility
- Business vintage of 2+ years
- Stable turnover with GST filings
- Healthy banking conduct
- CIBIL score of promoters usually 700+
Documents
- KYC of business & promoters
- GST returns (12 months)
- ITR & audited financials (2–3 years)
- Bank statements (12 months)
- Stock & debtor statement
- Property papers (if secured)
Compare offers
Compare lender offers
Published starting rates from banks and NBFCs. Apply once through Money World and we approach the best-fit lenders for you.
HDFC Bank (special)
Private Bank
Rate from
9.99%p.a.
- Processing fee
- Up to 5% (market)
- Max amount
- Up to ₹1 Cr
- Max tenure
- —
Rates as of 15 Oct 2026Source
L&T Finance
NBFC
Rate from
10.00%p.a.
- Processing fee
- Up to 5% (market)
- Max amount
- Up to ₹1 Cr
- Max tenure
- —
Rates as of 15 Oct 2026Source
HDFC Bank
Private Bank
Rate from
10.75%p.a.
up to 22.50%
- Processing fee
- Up to 2%
- Max amount
- —
- Max tenure
- —
Rates as of 2026 (page undated)Source
Federal Bank
Private Bank
Rate from
10.85%p.a.
- Processing fee
- Up to 5% (market)
- Max amount
- Up to ₹1 Cr
- Max tenure
- —
Rates as of 15 Oct 2026Source
Slice Small Finance Bank
SFB
Rate from
11.10%p.a.
- Processing fee
- Up to 5% (market)
- Max amount
- Up to ₹1 Cr
- Max tenure
- —
Rates as of 15 Oct 2026Source
FlexiLoans
NBFC / Fintech
Rate from
12.00%p.a.
- Processing fee
- Up to 5% (market)
- Max amount
- Up to ₹1 Cr
- Max tenure
- —
Rates as of 15 Oct 2026Source
Godrej Capital
NBFC
Rate from
12.00%p.a.
- Processing fee
- Up to 5% (market)
- Max amount
- Up to ₹1 Cr
- Max tenure
- —
Rates as of 15 Oct 2026Source
KreditBee
NBFC / Fintech
Rate from
12.00%p.a.
- Processing fee
- Up to 5% (market)
- Max amount
- Up to ₹1 Cr
- Max tenure
- —
Rates as of 15 Oct 2026Source
Market rates compiled from public lender information. Lender names are for reference and do not imply a partnership unless marked 'Partner'.
Business eligibility
Tell us about your business
Our team, led by a Chartered Accountant, will review your details and suggest the best-fit lenders and structure.
Your next stage of growth starts with the right loan.
Tell us what you need. We'll match you with lenders who fit, and stay with you till disbursal.