Mahindra Finance
NBFC
Rate from
8.00%p.a.
up to 25.00%
- Processing fee
- 2% or ₹5,000, lower
- Max amount
- —
- Max tenure
- 1–5 yrs typical
Rates as of 27 Apr 2026Source
Personal & salaried
Simple credit for life's big moments.
Personal loans, home loans and consumer finance for salaried India, plus insurance through IRDAI-licensed partners.
Loans
Loans for salaried individuals
Choose a product to see who it suits, typical amounts and documents.
Personal Loan
Unsecured funds for weddings, medical needs, travel or debt consolidation.
Who it's for
Salaried employees of private companies, PSUs and government departments with steady monthly income.
Typical ticket size
₹50,000 – ₹40 L
Indicative. Final amount is set by the lender.
Key features
- No collateral
- Tenure typically 12–60 months
- Fixed EMIs
- Balance transfer options to reduce cost
Eligibility
- Minimum net salary as per lender
- 6+ months with current employer
- Good credit score
- Age 21–58 years (typical)
Documents
- PAN
- Aadhaar
- 3 months salary slips
- 6 months salary account statement
- Form 16 / employer ID
- Address proof
- Photo
Insurance
Protect what you're building
Insurance products are offered through IRDAI-licensed partners. We help you compare and choose.
Health insurance
Cover for hospitalisation and medical costs for you and your family.
Term insurance
Pure life cover that protects your family's future and your loans.
Accident cover
Financial support in case of accidental injury or disability.
Employer group cover
Group health and life plans for your team, simply administered.
Insurance is the subject matter of solicitation. Policies are issued by the insurer.
Compare offers
Compare lender offers
Published starting rates from banks and NBFCs. Apply once through Money World and we approach the best-fit lenders for you.
Bank of Maharashtra
PSU Bank
Rate from
8.75%p.a.
up to 13.55%
- Processing fee
- Up to 1% (max ₹10,000)
- Max amount
- —
- Max tenure
- 1–5 yrs typical
Rates as of 27 Apr 2026Source
Union Bank of India
PSU Bank
Rate from
8.75%p.a.
up to 12.55%
- Processing fee
- Up to 1% (max ₹7,500)
- Max amount
- —
- Max tenure
- 1–5 yrs typical
Rates as of 27 Apr 2026Source
Punjab & Sind Bank
PSU Bank
Rate from
9.60%p.a.
up to 13.85%
- Processing fee
- 0.5–1%
- Max amount
- —
- Max tenure
- 1–5 yrs typical
Rates as of 27 Apr 2026Source
Canara Bank
PSU Bank
Rate from
9.70%p.a.
up to 15.15%
- Processing fee
- Up to 0.5% (max ₹5,000)
- Max amount
- —
- Max tenure
- 1–5 yrs typical
Rates as of 27 Apr 2026Source
HSBC Bank
Foreign Bank
Rate from
9.75%p.a.
- Processing fee
- Up to 2%
- Max amount
- —
- Max tenure
- 1–5 yrs typical
Rates as of 27 Apr 2026Source
Central Bank of India
PSU Bank
Rate from
9.85%p.a.
up to 11.65%
- Processing fee
- Up to 1%
- Max amount
- —
- Max tenure
- 1–5 yrs typical
Rates as of 27 Apr 2026Source
UCO Bank
PSU Bank
Rate from
9.95%p.a.
up to 13.20%
- Processing fee
- Up to 1%
- Max amount
- —
- Max tenure
- 1–5 yrs typical
Rates as of 27 Apr 2026Source
Kotak Mahindra Bank
Private Bank
Rate from
9.98%p.a.
- Processing fee
- Up to 5%
- Max amount
- —
- Max tenure
- 1–5 yrs typical
Rates as of 27 Apr 2026Source
Market rates compiled from public lender information. Lender names are for reference and do not imply a partnership unless marked 'Partner'.
Eligibility
See what you qualify for
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