Privacy Policy

Money World is a loan advisory and Direct Selling Agent (DSA) business. We help you find and apply for loans and insurance from RBI-regulated banks, NBFCs and IRDAI-licensed insurers ("Partners"). We do not lend money. For your data, we act as a Data Fiduciary; our Partners act as separate Data Fiduciaries once they receive your application.

• Identity and contact details: name, mobile number, email, city, address.
• Loan details: loan type, amount, purpose, income or business turnover, employment or business details.
• Documents you share: PAN, Aadhaar (masked where possible), bank statements, salary slips, ITRs, GST returns, financial statements, property papers.
• Credit information, only when you authorise a Partner or us to fetch it from a credit bureau.
• Technical data: IP address, device and browser type, pages visited, cookies.

We do not collect more than we need for the purpose stated below.

• To understand your requirement and assess which Partners may suit you.
• To prepare and submit your application to the Partner(s) you agree to.
• To contact you about your enquiry by call, SMS, WhatsApp or email.
• To follow up on the status of your application until disbursal or closure.
• To meet legal, tax, KYC and regulatory obligations and to prevent fraud.
• To improve our website and services, using aggregated or anonymised data.

We will not use your data for any unrelated purpose without fresh consent.

We process your personal data on the basis of your consent, given through a clear checkbox on our forms, or where the law otherwise permits. You may withdraw consent at any time by writing to privacy@moneyworld.biz. Withdrawal does not affect processing already done, and we may be unable to continue your loan enquiry without it.

• Banks, NBFCs and insurers you agree to apply with, only to process your application.
• Service providers who help us run our business (cloud hosting, CRM, messaging, document verification), bound by confidentiality and data protection terms.
• Our authorised sub-agents/partners, only where they referred you or are handling your case, under written confidentiality obligations.
• Government, regulators, courts or law enforcement where required by law.

We never sell or rent your personal data.

Your data is stored on secure servers in [India / REGION], encrypted in transit, with access limited to staff who need it. We use reasonable security practices under the IT Act. No system is fully secure; if a personal data breach affects you, we will notify you and the Data Protection Board of India as required by law.

We keep your data while your enquiry is active and for up to [3] years after it closes, or longer if a law or a Partner agreement requires it. After that we delete or anonymise it.

Under the DPDP Act you can: access a summary of your data and how it is processed; correct, complete or update it; ask us to erase it (subject to legal retention); withdraw consent; nominate a person to exercise your rights in case of death or incapacity; and raise a grievance. Write to privacy@moneyworld.biz. We will respond within [30] days.

We use essential cookies to run the site and, with your consent, analytics cookies to understand usage. You can control cookies through your browser settings.

Our services are meant for persons 18 years and above. We do not knowingly collect data from children.

Our site may link to Partner or other websites. Their privacy policies apply when you visit them.

We may update this policy. The "Last updated" date will change, and material changes will be highlighted on the website.

[GRIEVANCE OFFICER NAME], Grievance Officer, [COMPANY LEGAL NAME], [Office address line 1], [Area], [City] – [PIN]. Email: grievance@moneyworld.biz. Phone: +91 98XXX XXXXX. If you are not satisfied with our response, you may approach the Data Protection Board of India.